1. Assess your current financial situation
2. Develop your personal financial goals
3. Determine hat actions to take
- Budgeting and spending plan
- Tracking cash flow
4. Evaluate the alternatives that will meet your financial goals
- Knowing your needs and wants
- Making choices and substitutes
- Delaying gratification
5. Create your financial plan and do it
- Financial products and services
- Building wealth
- Protecting with insurance
- Managing debts
- Tax planning
6. Review and revise your financial plan
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The most important is always keep your goal in mind.
